SMJ Motors Ltd, FRN: 98636, is regulated by the Financial Conduct Authority (FCA), the independent regulator of financial services. As part of our regulatory obligations, SMJ Motors Ltd provides this Initial Disclosure Document to help customers make informed decisions about their purchases. This document outlines important information about SMJ Motors Ltd and the products and services we offer.
SMJ Motors Ltd offers a range of products and services related to vehicle sales and finance. We are authorised and regulated by the FCA under reference number 98636. This authorisation permits us to introduce customers to a selection of recommended lenders and to arrange consumer credit agreements tailored to individual needs and circumstances.
Please note that SMJ Motors Ltd is not an Independent Financial Advisor. Therefore, we are unable to provide independent financial advice. We operate as a fee-based organisation and may receive a commission from lenders if you enter into a finance agreement through us. The amount of commission may vary depending on the volume and terms of the finance agreements arranged with the lender.
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